Finance & Business
Financial calculators: mortgage, compound interest, ROI, business valuation, break-even.
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All Finance & Business Tools
Mortgage Calculator
Calculate monthly mortgage payment, total interest and amortization schedule.
Open tool →Net Salary Calculator
Calculate net salary from gross with 2026 IRPEF tax brackets, INPS contributions and deductions.
Open tool →Compound Interest Calculator
Calculate compound interest with periodic contributions, compounding frequency and growth chart.
Open tool →VAT Calculator
Calculate and extract VAT with all Italian rates (4%, 5%, 10%, 22%).
Open tool →Invoice Generator
Generate professional invoices with automatic VAT and totals. Print or save as PDF.
Open tool →French Real Estate Purchase Costs Calculator 2026
Estimate real estate purchase costs: DMTO transfer duties (5.80% old / 0.715% new), notary fees, disbursements. Total cost, required loan and down payment %.
Open tool →Margin Calculator
Calculate profit margin, markup and net profit from cost and selling price.
Open tool →Retirement Calculator
Estimate retirement savings based on current savings, contributions and returns.
Open tool →ROI Calculator
Calculate Return on Investment (ROI) and annualized ROI.
Open tool →Break-Even Calculator
Calculate break-even point in units and revenue. Contribution margin ratio.
Open tool →Currency Converter
Convert between 15+ currencies with indicative exchange rates.
Open tool →Loan Calculator
Calculate monthly loan payment with French amortization. Total interest and repayment.
Open tool →Debt Payoff Calculator
Calculate how long to pay off debt with fixed monthly payments.
Open tool →Discount Calculator
Calculate discounted price, savings and total cost for multiple items.
Open tool →Business Valuation Calculator
Estimate business value using revenue, earnings multiples and asset-based method.
Open tool →Startup Cost Calculator
Estimate startup costs: legal, equipment, rent, marketing and technology.
Open tool →Tip Calculator
Calculate tip and split the bill among people. Quick buttons 10%, 15%, 18%, 20%.
Open tool →Hourly to Salary Converter
Convert between hourly rate and annual salary. Calculate daily, weekly, monthly gross.
Open tool →Simple Interest Calculator
Calculate simple interest I = P × r × t. Final amount and average monthly interest.
Open tool →Price Increase Calculator
Calculate new price after percentage increase or percentage change between prices.
Open tool →Investment Return Calculator
Calculate CAGR (Compound Annual Growth Rate) and total investment return.
Open tool →Mortgage vs Rent - Total Cost of Ownership
Compare total cost of mortgage purchase vs renting over 10-30 years. Includes mortgage TCO (payments + IMU + maintenance + insurance) and rent TCO with inflation.
Open tool →EU Startup Runway Calculator
Calculate your EU startup cash runway over 24 months: compound MRR growth, fixed + variable burn, recoverable VAT, fiscal deadlines for IT/DE/FR/ES/UK/NL. Tabular forecast + burn vs cash chart. Free, 100% client-side.
Open tool →Solar ROI EU Calculator
Calculate the ROI of your solar PV system in 8 EU countries (IT, DE, FR, ES, NL, UK, PL, AT). Production from PVGIS JRC, updated 2026 feed-in tariffs and incentives, payback years, 25-year NPV at 4%, IEC 61215 panel degradation. Free, 100% client-side. USP vs PVWatts (US-only): cross-country EU + Italian + localised incentives.
Open tool →Active Insurance Risk Scoring - Telematic/IoT/Cyber
Dynamic risk scoring for active insurance (telematic auto, IoT health, cyber, home-IoT, commercial property). Input: customer profile + 6 behavioral signals (driving, lifestyle, security, prevention, claim history, engagement). Output: 0-100 risk score, capped premium delta % (-40/+50%), signal contributions, mitigation recommendations.
Open tool →Robotics ROI Calculator - Industria 5.0 Italy
Italian SME industrial robotics ROI calculator (industrial-arm/cobot/AMR/AGV/picking/palletizing/welding/quality-vision). Output: payback period + 5-year ROI + savings + NPV + Industria 5.0 tax credit (Italian Law 207/2024, 35% on 4.0+5.0 goods).
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