US Payroll Calculator
Calculate your take-home pay for each check: social security, medicare, federal withholdings, and deductions (including 401k/HSA) plus any applicable state taxes.
Salary/Pay
Insert salary, payment frequency and tax deductions before taxes.
Pre-tax Deductions (annual)
Reduce the Federal Income Tax but DON'T SPEND IT!Your paycheck Bi-Weekly
26 paycheck all'anno - Bisettimanale
Tax Details
| Type Setting | Annual | By the paycheck | Notation |
|---|---|---|---|
| Social Security | $4,650.00 | $178.85 | 6.20% fino a $176,100.00 |
| Medicare | $1,087.50 | $41.83 | 1.45% su tutti i salari |
| Federal Income Tax | $8,114.00 | $312.08 | Scaglioni progressivi 10%-37% |
| Total Tax | $13,851.50 | $532.75 |
Annual Summary
Come utilizzare US Payroll Calculator
Inserisci lo stipendio annuale lordo
Indica il tuo stipendio annuale lordo (annual salary) in dollari USA.
Seleziona frequenza e filing status
Scegli la frequenza di pagamento (weekly, bi-weekly, semi-monthly, monthly) e il tuo filing status.
Aggiungi deduzioni pre-tax (opzionale)
Inserisci contributi 401(k), HSA e altre deduzioni pre-tax annuali per ridurre il reddito imponibile federale.
Analizza il paycheck
Visualizza il dettaglio per paycheck: Social Security, Medicare, federal withholding, state tax e net pay.
Suggerimenti
- Massimizza i contributi 401(k) e HSA per ridurre significativamente il federal withholding - risparmi dal 12% al 32% su ogni dollaro contribuito.
- Confronta bi-weekly vs semi-monthly: con bi-weekly ricevi 2 paycheck extra l'anno (26 vs 24), ma l'importo per paycheck e leggermente inferiore.
- Se il tuo reddito supera $176,100, non paghi piu Social Security sulla parte eccedente - un risparmio del 6.2%.
Domande frequenti
What are FICA contributions?
Federal Insurance Contributions Act includes Social Security (6.2% up to $176,100) and Medicare (1.45% plus 0.9% above $200,000 per single). Employer pays the same percentage.
Does a 401(k) also reduce FICA taxes?
No contributions to 401(k) and HSA only reduce federal income tax (and in most cases, state tax). Social Security and Medicare are calculated on gross income.
What is the 401(k) limit for 2026?
Contribution limit for 401(k) in 2026 is $23,500 (or $31,000 with catch-up for those over 50). Individual HSA limit is $4,300; family limit is $8,550.
What is the Additional Medicare Tax?
Additional tax of 0.9% on salaries above $200,000 (single) or $250,000 (married filing jointly). Only the employee pays, not the employer.
Is this state tax accurate?
This calculator uses a simplified percentage. For detailed calculations by state with progressive brackets, use our US State Income Tax Calculator.