Calculator IMT Portugal 2026

Calculate IMT (Municipal Tax on Onerous Property Transfers - Portuguese Transferable Property Tax) 2026. Progressive rates 0%-7.5% + Stamp Duty (stamp tax) 0.8%. Young people exemption.

Fixed Asset Data

Result of IMT Tax + Stamp Duty

Minimum Time7957,82 EUR
Imposition of Stamp Duty (0.8%)2000,00 EUR
Total IMT + Stamp Duty9957,82 EUR

Come utilizzare Calcolatore IMT Portogallo 2026

Insert purchase value

Insert the purchase value or property VPT (the higher of the two). The IMT applies to the higher value between declared price and VPT.

Select the type of property

Home ownership with more favorable conditions up to €97,064 is exempt. Other urban properties pay from the first euro.

Suggerimenti

  • In addition to IMT and stamp duty, buying a property involves costs of registration/registration fees (€400-800), mortgage (if applicable) and lawyer/notary fees.
  • Remember that the bank typically finances 80-90% of the purchase value and banking expertise - taxes remain the buyer's responsibility.
  • Payment of IMT must be made before filing through the Portal das Finanças or at any finance office.

Domande frequenti

What is IMT?

The Imposto Municipal sobre as Transmissões Onerosas de Imóveis (IMT) is paid when purchasing property in Portugal. It is a progressive tax that applies to the purchase value or the VPT (whichever is higher). It must be paid before the deed (escritura).

Is there an IMT exemption for young buyers?

Since 2024, buyers up to 35 years old purchasing their first home are exempt from IMT and stamp duty when acquiring a property intended as their primary and permanent residence, regardless of its value.

What is stamp duty on a property purchase?

Imposto do Selo (stamp duty) on a property purchase is 0.8% of the purchase value. It is settled at the same time as IMT, before the deed is signed.

When is IMT zero?

For a primary and permanent residence, IMT is zero when the purchase value does not exceed €97,064 (2024). For buyers up to 35 years old on their first home, the exemption has no value limit.