Sickness Benefit Journalist's Pay Calculator 2026 - CPAM
Calculate Daily Sick Leave Benefits (IJ, daily sick pay) CPAM 2026 in France. Formula: SJB = (Salary x 3) / 91.25 - IJ = SJB x 50%. Maximum SS: €3,864/month. Care period: 3 days.
Reference Salary
Calculation for IJ Disease 2026
Come utilizzare Calcolatore Indennità Giornaliere di Malattia 2026 - CPAM Francia
Insert monthly gross income
Insert your gross monthly income. If you earn more than the maximum of Social Security (3,864 EUR/month in 2026), the calculation will be capped at the maximum.
Understand the calculation
CPAM formula: SJB = (considered salary x 3) / 91.25. IJ = SJB x 50%. Max IJ: €50.98/day (2026). There is a 3-day shortage period.
Read the result
You will see your daily and monthly indemnity (up to 30 days). From the 4th day of illness, you start receiving IJ (unless a collective agreement with CCNR provides for maintaining pay by the employer.)
Suggerimenti
- Check your CCNR (collective contract): many agreements include total or partial salary maintenance (integration of CPAM IJ).
- For maternity, paternity, and work injury benefits, the rate is different (100% or 60% with special calculation).
- Tax on IJ is 6.2% CSG and 0.5% CRD. Net amount will be affected by this withholding tax.
- In case of long-term affection (ALD - long-term illness), IJ increase by 66.66% after 30 days.
Domande frequenti
What are the Indemnités Journalières?
The Indemnités Journalières de Maladie (IJ) are sickness benefits paid by CPAM (Assurance Maladie). They compensate for lost income during illness at 50% of the daily base salary.
What is the délai de carence?
The délai de carence (waiting period) is 3 days: the first 3 days of illness are not reimbursed by CPAM. Many collective agreements (CCNR) provide that the employer maintains pay even during the waiting period.
What are the conditions for receiving IJ?
You must have: at least 6 months of Assurance Maladie insurance coverage, 150 hours of work in the last quarter (or 600 in half a year), and paid at least 1.015 x SMIC hourly contributions in the last half-year.
How long do IJ last?
Ordinary sickness IJ last a maximum of 360 days over 3 consecutive years. For long-term illnesses (ALD, affection de longue durée), they can last up to 3 years (1,095 days).