Simulator APL 2026 - Personalized Housing Assistance

Estimated APL (Personalized Housing Aid, French subsidy for rent) monthly 2026 for your accommodation in France. Simplified CAF formula: flat fee (capped) - personal contribution (31.6% of income).

Calculation parameters

Monthly pure rent (no condominium fees)
Monthly net family income
Number of components in the core
Geographic area of accommodation

Estimated APL 2026

Monthly cannon700 EUR
Canone massimo (zona 2, 1 pers.)362 EUR
Canon considered (the lesser of two)362 EUR
Personal participation (31.6% of income)- 379 EUR
APL stimata inferiore a 5 EUR - Probabile ineleggibilità o importo troppo basso.

Simplified Estimate. Official CAF calculation considers income N-2, specific quotes for type of accommodation and detailed family situation.

Come utilizzare Simulatore APL 2026 - Aide Personnalisée au Logement

Insert Monthly Rent

Insert your monthly rent amount (lease). Only pure rent, without condominium charges.

Indicate monthly net income

Insert your monthly net income (or family nucleus). Include salary, allowances, and other income.

Select the nucleus composition

Indicate how many people make up the family nucleus. The maximum rate varies depending on size.

Choose your geographical area

Zone 1 = Paris/Ile-de-France. Zone 2 = Large urban areas. Zone 3 = Rest of France. The zone determines the maximum fare.

Suggerimenti

  • Use the official CAF simulator on caf.fr for precise calculations based on your real situation.
  • Income will be recalculated annually based on N-2 income. You can request a tax update if your income has changed significantly.
  • The APL is paid directly to the owner or real estate agency (tiered payment) for a conventional rental.
  • Benefits from APL cannot be combined with family housing allowance (ALF) or social allowance (ALS). The CAF determines which benefit is more favorable.

Domande frequenti

What is APL?

Personalised Housing Assistance (PHA) is a subsidy from the CAF (Caisse d'Allocations Familiales) to reduce rent costs and is subject to resource conditions, accommodation type, and approved landlord.

Is my landlord contracted?

Yes, to receive the APL your accommodation must be in a conventional housing (HLM, private social housing or APL/ALS approved). The simulator estimates potential benefits assuming the accommodation is suitable.

How is APL actually calculated?

Official CAF calculation uses the formula: APL = Rent (capped) - Personal Participation. The PP is based on N-2 (or N ongoing) income. This simulator uses a simplified estimate of 31.6% of income.

What are APL zones?

Areas determine the rent ceilings: Area 1 = Paris and Ile-de-France (highest ceilings). Area 2 = Lyon, Bordeaux, Nantes, and large urban areas. Area 3 = rest of France (lowest ceilings).