Income Tax Calculator - IRPF Deductions 2026 Payroll
Estimate your Spanish tax withholding percentage based on gross income, family situation and dependents.
Employee Data
Tax Return Result - Income Tax (IRPF)
Come utilizzare Calcolatore Ritenute IRPF 2026
Insert annual gross income
Annual allowance is as indicated in the contract. Includes additional monthly allowances, bonuses and natural remuneration.
Select your personal and family situation
Family situation determines minimum personnel and family that reduces calculation basis of deductions.
Indicate children on charge and disability
Every child reduces taxable income. Worker disability applies an additional deduction.
Verify tax withholding percentage
This calculation is approximate. The exact percentage is calculated by the company using model 145, which the worker fills out.
Suggerimenti
- Update model 145 if you have a change in family situation (marriage, birth of a child, separation) to adjust withholding.
- Extra monthly allowances are not taxed specially: they are annualized with the rest of the salary to calculate the rate.
- Income from work in kind (car, health insurance, meal vouchers) are deductible and considered in the tax base.
- If you have two jobs (e.g., changing companies mid-year), the second employer can keep more of your pay when the total amount reaches higher brackets.
Domande frequenti
How is income tax (IRPF) withheld from salary?
Company calculates the retention by applying the IRPF scale based on calculation (salary minus deductions for income from work and minimum wage and family), resulting in a split of 12 monthly installments.
What is model 145?
Model 145 is the data communication to the payer that the worker submits to the employer for correct withholding calculations, including family situation, children, disability, etc.
Can I request a higher retention percentage?
Yes. The worker can request a higher percentage voluntarily to avoid paying on the tax return. A lower percentage than the minimum legal cannot be requested.
What if the company retains more or less?
Retain less income - the difference will be returned to Revenue in your declaration. Retain more income - you must pay the difference in your declaration. That's why it's essential to keep your Model 145 up-to-date.