Calculator Grundsteinversteuerung 2026 - All 16 Federal States
Calculate the Grundsteuer (transfer tax, 3.5%-6.5%), notary fees, property registration costs and real estate agent commission for buying property in all 16 German states.
Purchased Data
Ground rent tax by state
Oneri Accessori Acquisto Immobiliare - Bavaria
Detail of Accessories
Come utilizzare Calcolatore Grunderwerbsteuer 2026 - Tutti i 16 Bundesländer
Insert purchase price
Purchase Price (notary contract price). Includes real estate but excludes furniture, which can be separately accounted for.
Select the Federal State
Property transfer tax varies from 3.5% (Bavaria) to 6.5% (North Rhine-Westphalia, Saarland, Brandenburg, Thuringia, Schleswig-Holstein). The federal state has the highest and highest tax rate.
Configure mediator costs
Typical agent commission is 3.57% per side (including VAT at 19%). Since the 2020 reform, buyer and seller split costs equally.
Analyze Total Costs
The section "Nebenkosten" shows all additional costs to the purchase: Ground rent tax, notary, land registry office, and mediator if included.
Suggerimenti
- Bavaria and Saxony have the lowest Grundewerbstax (3.5%). Consider this when choosing a location for investments.
- Conceal furniture costs (e.g., kitchen at $10,000) in the contract - it reduces the taxable base of the Grunderwerbsteuer: concrete savings.
- Expenses related to notary fees are deductible for tax purposes if the property is an investment (not primary residence).
- You can negotiate the commission fee, especially in cold markets. The 3.57% rate is common but not fixed by law.
Domande frequenti
What is the Ground Rent Tax?
Transferable property tax - varies by state from 3.5% to 6.5%. Paid within 4 weeks of the notarial act.
How can you avoid or reduce the Ground Rent Tax?
Conceal furniture in the contract reduces taxable base. Transfers between direct family members (spouses, parents-in-laws, children) are exempt. Models "Share Deals" (share of company purchases) have been limited by the 2021 reform.
What does notary cost include in the deed?
Costs include: draft contract, certification, notice of termination (pre-notice registration), termination (property transfer). The land register entry is separate but coordinated by the notary.
Who pays the realtor in Germany?
From December 23, 2020 (§656c BGB), in residential sales, the buyer and seller split the brokerage fee equally. If the seller has appointed a mediator, they cannot charge the buyer more than what they pay themselves.