Canada EI Premium Calculator 2025
Calcola i premi dell'Employment Insurance (EI, l'assicurazione contro la disoccupazione canadese) 2025: aliquota dipendente 1,64%, aliquota datore di lavoro 2,296% (1,4×). Reddito assicurabile massimo: 65,700 $.
Your income
Contributions for 2025
Come utilizzare Calcolatore Premi EI Canada 2025
Insert your insurable income
Insert your insurable annual income. EI premiums are calculated on insurable income up to the maximum annual limit of $65,700 (2025). The employer's rate is 1.4 times that of the employee.
Check potential performance EI
If eligible for EI, you'll receive up to 55% of your weekly insured income average, up to $695/week (2025), for up to 45 weeks based on regional unemployment rates.
Suggerimenti
- Maternity/Parental Leave: 15 weeks maternity leave + up to 40 weeks parental leave (standard rate 55%) or up to 69 weeks (extended rate 33%). Same-sex couples and adoptive parents are also entitled.
- Independent workers can voluntarily join EI to access special benefits (maternity, parental, illness, compassionate care). They pay the full dependent worker + employer combined bonus.
- If you receive an exit payment, your EI benefits may be delayed until the end of the covered period - a key consideration when negotiating severance.
Domande frequenti
What is Employment Insurance (EI)?
EI is a federal program providing temporary income support to workers who lose their jobs through no fault of their own. It also covers parental leave, illness, compassionate care and self-employed individuals who opt in. Premiums are paid on insurable earnings by both employees and employers.
Who is eligible for EI benefits?
To qualify for regular EI, you must have worked the required insurable hours (420-700 hours depending on regional unemployment rate), lost your job through no fault of your own (layoff, etc.), be available and actively seeking work, and be registered with Service Canada.
What is the EI employer premium rate?
Employers pay 1.4x the employee rate. For 2025, employee rate is 1.64%, employer rate is 2.296%. Employers with approved private EI plans may get a reduced rate. Quebec employees pay a lower rate because QPP provides some EI-like benefits.
What is the maximum EI benefit?
In 2025, the maximum EI benefit is $695/week, based on maximum insurable earnings of $65,700. Benefits are paid for 14-45 weeks depending on regional unemployment rate and hours worked. All EI benefits are taxable income.