Calculator ASVG Austria 2026

Calculate Austrian social security contributions ASVG (social insurance) for 2026: KV (healthcare) 3.87%, PV (pension) 10.25%, AV (unemployment) 3%. Maximum base €6,060/month per worker and employer.

Monthly Lord's Salary

Monthly gross salary (Pre-tax income). Maximum base rate for ASVG: €6,060.

Employee Contributions

Health Insurance/Healthcare135,45 EUR
Pension Plan/Pension358,75 EUR
Accident Insurance (Injuries)0,00 EUR
Unemployment Benefits/Joblessness105,00 EUR
Total Employee Contributions599,20 EUR
Clean before taxes2 900,80 EUR/mese

Contribution Provider

Health Insurance135,45 EUR
Pension Insurance358,75 EUR
Accident Insurance45,50 EUR
Unemployment Insurance105,00 EUR
Total Contributions Due644,70 EUR
Total Labor Cost4 144,70 EUR/mese

Come utilizzare Calculator ASVG Austria 2026

Insert gross monthly salary

Gross monthly salary (Bruto). The maximum ASVG base in 2026 is €6,060 per month.

Read ASVG contributions

Workplace injury, Workplace illness, Workers' compensation, Unemployment benefits for employer and employee.

Suggerimenti

  • In Austria, employees pay full social insurance contributions on gross income (no exemptions). The 13th and 14th monthly payments (Sonderzahlungen) have reduced social insurance rates.
  • The spousal insurance allows a non-working partner to be covered by the employee's KV without additional contributions.
  • Worker's Chamber surcharge (0.5%) is an additional contribution for employees that finances the Workers' Chamber.

Domande frequenti

What does the ASVG system cover?

The ASVG (Allgemeines Sozialversicherungsgesetz, the General Social Insurance Act) governs Austrian social security for employees: KV (Krankenversicherung/health), PV (Pensionsversicherung/pension), UV (Unfallversicherung/accident), AV (Arbeitslosenversicherung/unemployment).

What is the Höchstbeitragsgrundlage?

The Höchstbeitragsgrundlage (maximum contribution base) is 6,060 EUR/month (72,720 EUR/year) in 2026. Income above this threshold does not increase contributions, but it also does not increase future benefits.

Is the Dienstgeberbeitrag included?

No. In addition to the SV contributions, the employer also pays the DB (Dienstgeberbeitrag) 3.9%, the DZ (Dienstgeberzuschlag) ~0.38%, the Kommunalsteuer 3%, and the BV (Betriebliche Vorsorgekasse, occupational pension fund) 1.53%.

How does the Pensionskonto work?

Since 2014, every Austrian worker has had a virtual pension account (Pensionskonto) with the PVA (pension fund). 22.8% of the salary flows into this account. The balance converts into a pension at retirement.