Travel Insurance Comparator
Compare estimates from 6 providers (Allianz, Heymondo, Coverwise, Zurich, SafetyWing, Genialloyd) by destination, duration, age, and coverage level. Indicative estimates - real prices on the provider's site.
Travel parameters
Come utilizzare Comparatore Assicurazione Viaggio
Set destination and duration
Choose the geographical area (Europe, Non EU, USA/Canada or World) and indicate travel days; both affect prize estimate strongly.
Indicate age and desired coverage level
Age of insured (risk factor) and coverage level (Basic, Comfort or Premium) determine which guarantees are included and the relative cost.
Compare estimates from 6 providers
The tool shows an indicative price range for Allianz Travel, Heymondo, Coverwise, Zurich Connect, SafetyWing and Genialloyd, in order from lowest to highest.
Request official quote
Use the "Request a quote" link to open the official website of your chosen provider and get a definitive price based on your exact data.
Suggerimenti
- For US and Canada, always choose at least the Comfort level: private healthcare costs are among the highest in the world, and basic medical expenses often don't cover everything.
- If you've already booked non-refundable flights/hotels, consider the Premium level with trip cancellation coverage: the additional cost is often lower than the risk of losing your entire booking.
- Read exclusions related to existing conditions and high-risk sports before buying: they are the most common reason for refund rejections.
Domande frequenti
Are these estimates what I will actually pay?
No: estimates calculated based on average parameters (destination, duration, age, coverage level) and do not replace an official quote. The actual price depends on additional factors such as pre-existing health conditions, high-risk activities (extreme sports), and current promotions. Always use the direct link to the provider for a binding quote.
What's the difference between Base, Comfort and Premium levels?
Coverage includes essential medical expenses and limited baggage reimbursement (€500). Comfort adds medical expenses up to €100,000 and flight reimbursement. Premium includes unlimited medical expenses, trip cancellation, 24/7 assistance, and baggage up to €2,500. Choice depends on the risk of travel and value of non-refundable bookings.
Why does age have such a big impact on price?
Risk factors are higher above 50 and especially above 65, as statistically it increases the likelihood of medical expense requests. In the simulator this translates to a multiplier that raises the estimated price range for advanced age groups.
Do you need travel insurance if traveling alone in Europe with a Health Card/TEAM?
European Health Insurance Card (EHIC) covers urgent care in public healthcare systems of EU/EEA/Switzerland, but does not cover repatriation, baggage, trip cancellation, or private care. A separate travel insurance policy fills these gaps, especially for long trips or high-risk activities.