Social Security Calculator 2026

Calcola i Prélèvements Sociaux (prelievi sociali) francesi sui redditi da capitale. CSG 9,7% + CRDS 0,5% + Prélèvement de solidarité (prelievo di solidarietà) 7,5% = 17,2% totale. Combinati con la flat tax IR (12,8%) formano il PFU al 30%.

Return Capital Gains

Dividend income, interest income, capital gains, rental income
Influences CSG deductible from tax return

Social Contributions Calculation (17.7% Total)

CSG9,7%
+
CRDS0,5%
+
Prefer solidarity7,5%
=
Total17,2%
Gross income10 000,00 EUR
CSG (9,7%)970,00 EUR
CRDS (0,5%)50,00 EUR
Charity withdrawal or solidarity deduction (7,5%)750,00 EUR
Total Social Contributions (17,2%)1 770,00 EUR
Net income after tax8 230,00 EUR
CSG deducibile dall'IR (solo se si sceglie la tassazione a scaglioni): 680,00 EUR (6,8% del reddito lordo).

Comparison of PFU 30% vs Scales (Rating System)

Flat Tax Rate: 12.8%1 280,00 EUR
Percentage of people who prefer a shorter response.1 770,00 EUR
Total points scored (30%)3 000,00 EUR

Come utilizzare Calcolatore Prélèvements Sociaux 2026

Insert capital income

We include income from: dividends, bank interest, capital gains, rental income. Prepayments apply to the gross before flat tax.

Select your income type

Income from movable assets (capital) or immovable assets (landlord): Partially deductible CSG (6.8%). Life insurance: Special rules for deductibility of CSG.

Read your deductions

Total prepayments social and 17.2%: CSG 9.7% + CRDS 0.5% + Solidarity contribution 7.5%. Plus Flat Tax PFU = 12.8% IR + 17.2% PS = 30% total.

Suggerimenti

  • If your marginal tax rate is below 12.8%, compare PFU 30% vs progressive taxation. Use the form with the option for progressive scale.
  • Low losses on same-year titles offset gains. Optimize by December 31.
  • For non EU/EEA residents, social contributions apply to French real estate income but not always to mobile income (check the tax convention).
  • PEA after 5 years: 17.2% on capital gains but no tax. Ideal for long-term equity investments.

Domande frequenti

What are the Prélèvements Sociaux (social contributions)?

They are mandatory contributions levied on capital and wealth income in France: CSG (Contribution Sociale Generalisee), CRDS (Contribution au Remboursement de la Dette Sociale), and the solidarity levy. They do not fund individual pensions but general social spending.

What is the total rate in 2026?

The overall rate is 17.2%: CSG 9.7% + CRDS 0.5% + solidarity levy 7.5%. It has remained unchanged since 2018. It is added to income tax (IR) or the flat tax (PFU 12.8%), bringing the total PFU to 30%.

Is the CSG deductible from income tax?

Only partially: 6.8% of the CSG (out of the total 9.7%) is deductible from taxable income if you opt for the progressive tax scale instead of the PFU. It is not deductible if you choose the 30% PFU.

Do they also apply to life insurance products?

Yes, multi-support life insurance products also pay social contributions on returns, applied annually for euro funds and upon withdrawal for unit-linked funds.