Autonomous Contribution Calculator RETA 2026
Calculate your monthly contribution to Social Security (Spanish-style pension) for self-employed workers with the new income-based calculation system: 15 brackets, minimum and maximum.
Worker's Self-Employment Data
Result Contribution RETA
Come utilizzare Calcolatore Contributo Autonomo RETA 2026
Estimate your monthly net income
Net income is gross revenue minus deductible expenses (excluding VAT). Annual forecast divided by 12.
Choose minimum or maximum step size
Inside your tier you can choose between the minimum base rate (lower contribution but lower performance) or the maximum (higher contribution and higher performance).
Annual Convention
At the end of the exercise, the TGSS (General Treasury of Social Security) compares actual income with declared income and adjusts the contribution (refund or additional payment).
Suggerimenti
- Minimum contribution for autonomous individuals in 2026 starts at €230/month for low-income earners (scale 1, base rate €653.59).
- You can change your contribution base up to 6 times a year to adjust it to your income prediction.
- Autonomous "societarians" (SL administrators with participation > 50%) have a higher minimum specific base.
- Autonomous "collaborators" (spouse or family members) have their own contribution rules.
Domande frequenti
What is the new system for autonomous worker taxation?
Since 2023, autonomous workers pay based on their real net income (net returns). There are 15 income brackets with minimum and maximum bases. The monthly quota is calculated by applying the 30.6% rate to the chosen base.
When is regularization done?
The TGS will automatically regulate in the next year: if you have paid for a higher base than your real income corresponds to, they'll refund it; if you've paid less, you must pay the difference.
What base should I choose?
Minimum Base is the short-term economic option but generates lower benefits (retirement, disability, leave). Maximum Base maximizes future benefits but increases monthly costs.
Does a flat rate exist for new autonomous vehicles?
Yes. Flat rate of €80/month for the first year if you've never had a claim or your income was low in the two years prior. Can be extended if income is low.