Set Swiss Heritage 2026
Calculate annual wealth tax. Canton comparison: Zugo, Svitto, Zug, Bern, Geneva and Vaud.
Asset information
Imposta sul patrimonio Zuerich
Come utilizzare Imposta sul Patrimonio Svizzera 2026
Insert total wealth
Total value of all assets: bank deposits, stocks, real estate (taxable value), vehicles, life insurance.
Behind on payments
Debts, consumer credits and other liabilities. Net wealth (activities - liabilities) is the basis of calculation.
Select the region
Tax rates vary greatly: Zug and Svitto are very favorable (0.03%), Geneva and Vaud are significantly higher (up to 0.25%).
Analyze tax burden
Net income is reduced by an amount exempt from tax; progressive wealth tax applies to the remainder.
Suggerimenti
- Savings from the pension fund and pillar 3A are exempt from wealth tax: it's advisable to invest them strategically.
- Declares fully its debts (liabilities): reduces directly the taxable net estate.
- In corners like Zug or Svitto the inheritance and minimum setting: a transfer topic for high assets.
- Tax implications may vary depending on the timing of transactions at year-end (December 31st).
Domande frequenti
What is taxed as wealth?
All assets: bank accounts, securities (market value), real estate (official tax value), vehicles, jewellery, life insurance (surrender value). Deductions for debts and cantonal exemption thresholds.
How do Zug/Schwyz differ from Zurich?
Zug has a maximum wealth tax of 0.03% and high exemption thresholds. Zurich caps at max. 0.075%. Geneva can reach 0.25%. On a net wealth of CHF 1 million this means CHF 300 (Zug) versus CHF 2,500 (Zurich) versus CHF 2,500+ (Geneva).
Are pension fund assets subject to tax?
No. Occupational pension (2nd pillar) and pillar 3a assets do not need to be declared for wealth tax purposes and are not taxed.
How is the value of real estate determined?
The official tax value (cadastral value) applies, not the market value. In Zurich it is often 70-80% of market value, in other cantons sometimes even lower.