Calculator for Working Tax Credit and Child Tax Credit UK 2025/26

Estimate your entitlement to Working Tax Credit and Child Tax Credit for 2025/26. Note: WTC/CTC is being replaced by Universal Credit (UC) for new claimants.

Avviso: Il Working Tax Credit e il Child Tax Credit sono in fase di sostituzione con l'Universal Credit. Non sono accettate nuove domande. I richiedenti esistenti vengono migrati entro il 2025.

Your Situation

Combined gross income of the family nucleus
Applicable is the elemental bonus for 30h+ weekly
Children under 16 years old (or under 20 if in approved education)
Joint question with partner

Right of WTC/CTC 2025/26

Maximum height of the WTC£3,295/anno
Riduzione reddito (41% sopra £7,455)- £5,143
Income too high for right to access WTC/CTC at this level.

Come utilizzare Calcolatore Working Tax Credit e Child Tax Credit UK 2025/26

Insert family income

Insert your combined annual gross family income. The WTC is means-tested: payments reduce by 41p for every £1 above the income threshold (£7,455).

Insert hours worked per week

You must work at least 16 hours/week (with children or disability) or 24 hours (couples) or 30 hours (singles). A bonus element applies for working over 30 hours.

Insert number of children

Child Tax Credit (CTC) is calculated separately: family element of £545 + £323.35 per child. Children born before 6 April 2017 are exempt from the two-child limit.

Read your esteemed rights

The tool shows maximum right, income reduction ( taper), and estimated annual and weekly net rights divided between WTC and CTC.

Suggerimenti

  • The WTC is being replaced with Universal Credit. Use the government's eligibility checker on gov.uk/check-benefits-financial-support.
  • If you're migrating from WTC to UC, you may be eligible for temporary protection to maintain your current level of benefits.
  • Con UC you can request childcare costs up to 85%, compared to the WTC Childcare element (70%).
  • WTC and CTC payments are paid weekly or every 4 weeks directly into your HMRC bank account.

Domande frequenti

What is Working Tax Credit (WTC)?

WTC is a means-tested payment for people who work and are on a low income. It is being gradually replaced by Universal Credit (UC) for new claimants. Existing WTC/CTC claimants are being migrated to UC.

Is WTC still available?

New claims for WTC/CTC closed in 2019. DWP is migrating all existing claimants to Universal Credit by 2025. If you currently claim WTC, check your migration timeline at gov.uk/universal-credit.

How does the income taper work?

For every £1 of income above the threshold (£7,455), your WTC is reduced by 41p. The reduction applies first to WTC and then to CTC until entitlement reaches zero.

How does Universal Credit differ from WTC?

Universal Credit replaces WTC, CTC, Housing Benefit, Income Support and more into a single payment. UC uses a monthly assessment period and a different taper rate (55p per £1 earned above the work allowance).