Marriage Allowance UK 2024/25 Calculator
Check if you're eligible for the Marriage Allowance - transfer £1,260 of Personal Allowance and save £252 per year. Backdated up to 4 years for potential refund of £1,008+.
Income from Both Partners
Marriage Allowance Result
Come utilizzare UK Marriage Allowance Calculator
Verify Requirements
You must be married or in a civil partnership. One partner must have an income below £12,570 (Personal Allowance). The other must be a basic rate taxpayer (£12,571 - £50,270).
Insert both incomes
Insert the annual income of both partners. The lower-earning partner will transfer £1,260 of their unused Personal Allowance to the higher-earning partner.
Request online
Ask about benefits on GOV.UK using partner income data with lower earnings. The transfer is automatic for subsequent years. You can claim it retrospectively up to 4 tax years.
Tax Code Update
Partner's code with higher income changes to include 'M' (e.g. 1383M). Partner's code with lower income changes to include 'N'. HMRC updates payroll automatically.
Suggerimenti
- You can claim your Marriage Allowance online on GOV.UK in just a few minutes - all you need is your National Insurance numbers and dates of birth.
- Remember to cancel the transfer if your partner's lower income increases significantly (e.g., returning to work after a pause).
- If you've been married for several years and haven't made a claim yet, you may be eligible for a refund of up to £1,008 for the last 4 years.
- Widows/widowers may claim it for the year of bereavement - check GOV.UK for rules on deceased spouse.
Domande frequenti
How much is the Marriage Allowance worth?
The Marriage Allowance is worth exactly £252 per year (2024/25). This is because £1,260 is transferred and taxed at 20% = £252 saving. It has remained at this level as the personal allowance has been frozen.
Can I backdate my Marriage Allowance claim?
Yes, you can backdate up to 4 tax years. For 2024/25 this means you can claim for 2023/24, 2022/23, 2021/22, and 2020/21 - a potential total of £1,008+ in refunds (rates varied slightly in earlier years).
What happens if circumstances change?
If the lower earner's income increases above £12,570, or if the higher earner becomes a higher-rate taxpayer, you should cancel the Marriage Allowance via GOV.UK. Failure to do so could result in an unexpected tax bill.
Does Marriage Allowance affect State Pension or benefits?
No. Marriage Allowance only affects Income Tax calculations. It does not affect National Insurance, State Pension, tax credits, Universal Credit, or any other benefits.