US Earned Income Tax Credit Calculator 2025
Calculate your 2025 EITC. Up to $8,046 for 3+ children. Fully refundable credit for low-to-moderate income workers.
Your Information
EITC Results
2025 EITC Income Limits Reference
| Children | Max Credit | Max Income (Single) | Max Income (MFJ) |
|---|---|---|---|
| 0 | $649 | $18,591 | $25,511 |
| 1 | $4,328 | $48,108 | $54,858 |
| 2 | $7,152 | $54,884 | $61,634 |
| 3 | $8,046 | $58,108 | $64,858 |
Come utilizzare US Earned Income Tax Credit (EITC) Calculator 2025
Enter Earned and Investment Income
Earned income includes wages, salaries and self-employment income. Investment income above $11,950 disqualifies you from EITC.
Select Filing Status and Qualifying Children
Married Filing Jointly gets a higher income threshold. More qualifying children = higher maximum credit.
Check Eligibility
The calculator checks income limits, investment income limits, and displays your EITC amount or reason for ineligibility.
Claim the Credit
If eligible, file Schedule EIC with your Form 1040. The EITC is fully refundable — you receive it even if you owe no tax.
Suggerimenti
- The EITC is commonly overlooked — the IRS estimates millions of eligible people don't claim it every year.
- Self-employed workers qualify too — report all self-employment income accurately (net SE income counts as earned income).
- If you had a child during the year, recalculate — adding a qualifying child can dramatically increase your EITC.
Domande frequenti
What is the Earned Income Tax Credit?
The EITC is a refundable federal tax credit for low-to-moderate income workers. It's one of the largest anti-poverty programs in the US. For 2025, the maximum credit ranges from $649 (no children) to $8,046 (3+ children). It is fully refundable — you get it back as a refund even with no tax liability.
Who qualifies for the EITC?
You must have earned income (wages, salary, self-employment), be a US citizen or resident alien, have a valid Social Security number, not be claimed as a dependent by someone else, file as single, MFJ, HOH, or QSS (not MFS), and have investment income under $11,950.
What is a qualifying child for EITC?
A qualifying child must: be under 19 (or under 24 if a full-time student, or permanently disabled at any age); be your child, stepchild, adopted child, or sibling; have lived with you in the US more than half the year; and not be claimed by another person.
Can I claim EITC without children?
Yes — workers without qualifying children can claim the EITC if their earned income and AGI are below $18,591 (single) or $25,511 (MFJ). The maximum credit is $649. You must be between 25-64 years old and cannot be claimed as a dependent.