US Child Tax Credit Calculator 2025
Calculate the 2025 Child Tax Credit (CTC) and refundable Additional Child Tax Credit (ACTC). Phase-out analysis for all filing statuses.
Your Information
Child Tax Credit Results
Come utilizzare US Child Tax Credit Calculator 2025
Select Filing Status and Enter AGI
Your filing status determines the phase-out threshold. Single: $200K, Married Filing Jointly: $400K.
Enter Number of Children and Ages
Only children under 17 at year-end qualify for the full $2,000 CTC. Ages determine how many qualify.
Enter Earned Income
The Additional Child Tax Credit (refundable portion) is 15% of earned income above $2,500. Enter wages, salaries or self-employment income.
Review Credit Amount
The calculator shows the non-refundable CTC (reduces tax owed) and the refundable ACTC (paid out even if you owe no tax).
Suggerimenti
- Even low-income families can benefit from the ACTC — up to $1,700 refundable per child regardless of tax liability.
- If you share custody, only one parent can claim the CTC for each child per year — coordinate with your co-parent.
- ITIN (Individual Taxpayer Identification Number) children may not qualify for CTC — the child must have a Social Security Number.
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Who qualifies as a qualifying child for CTC?
A qualifying child must: (1) be under age 17 at year-end; (2) be your child, stepchild, foster child, sibling, or descendant; (3) not provide more than half of their own support; (4) have lived with you more than half the year; (5) be a US citizen, national, or resident alien.
What is the Additional Child Tax Credit (ACTC)?
The ACTC is the refundable portion of the CTC. Up to $1,700 per qualifying child in 2025. It equals 15% of your earned income above $2,500, up to the ACTC maximum. This means even if you owe no income tax, you can receive up to $1,700 per child as a refund.
How does the phase-out work?
The CTC phases out by $50 for every $1,000 (or part thereof) of income above the threshold ($200K single, $400K MFJ). So for a single filer with 2 children ($4,000 max credit) at $210K income: 10 units × $50 = $500 reduction, resulting in $3,500 credit.
Is there a credit for children age 17+?
Yes — the Other Dependent Credit (ODC): $500 per dependent who doesn't qualify for the full CTC, including 17+ year old children, college students you claim, and other relatives you support. This credit has the same phase-out thresholds.