Canada EI Premium Calculator 2025
Calculate Canada Employment Insurance (EI) premiums 2025: employee rate 1.64%, employer rate 2.296% (1.4×). Maximum insurable earnings: $65,700.
Your Earnings
EI Contributions 2025
Come utilizzare Canada EI Premium Calculator 2025
Enter your insurable earnings
Enter your annual insurable earnings. EI premiums are calculated on insurable earnings up to the annual maximum of $65,700 (2025). Employer rate is 1.4× employee rate.
Review your potential EI benefit
If eligible for EI, you receive 55% of your average insurable weekly earnings up to a maximum of $695/week (2025), for up to 45 weeks depending on the regional unemployment rate.
Suggerimenti
- EI maternity/parental benefits: 15 weeks maternity + up to 40 weeks parental (standard rate 55%) or up to 69 weeks (extended rate 33%). Same-sex and adoptive parents also qualify.
- Self-employed individuals can opt into EI for access to special benefits (maternity, parental, illness, compassionate care). They pay the full employee + employer premium (combined).
- If you receive severance pay, EI benefits may be delayed until the severance period expires — a critical planning consideration when negotiating severance.
Domande frequenti
What is Employment Insurance (EI)?
EI is a federal program providing temporary income support to workers who lose their jobs through no fault of their own. It also covers parental leave, illness, compassionate care and self-employed individuals who opt in. Premiums are paid on insurable earnings by both employees and employers.
Who is eligible for EI benefits?
To qualify for regular EI, you must have worked the required insurable hours (420-700 hours depending on regional unemployment rate), lost your job through no fault of your own (layoff, etc.), be available and actively seeking work, and be registered with Service Canada.
What is the EI employer premium rate?
Employers pay 1.4× the employee rate. For 2025, employee rate is 1.64%, employer rate is 2.296%. Employers with approved private EI plans may get a reduced rate. Quebec employees pay a lower rate because QPP provides some EI-like benefits.
What is the maximum EI benefit?
In 2025, the maximum EI benefit is $695/week, based on maximum insurable earnings of $65,700. Benefits are paid for 14-45 weeks depending on regional unemployment rate and hours worked. All EI benefits are taxable income.